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Seperti memiliki product bisnis atau alur pemasukan yang jelas, minimum sudah berjalan selama 6 bulan dan tidak dalam kondisi bangkrut atau gulung tikar.Tak hanya itu, pemberi pinjaman juga dapat memilih jenis pinjaman yang ingin didanai berdasarkan informasi yang disediakan oleh Modalku. Contohya saja berupa peminjam, jenis usaha, jumlah pinjaman